Pumpkin Spiced Lattes or Buying a Home?
Recently, this conversation was discussed among friends about how people will buy lattes, coffees, or other specialized drinks as part of their daily routines. Later, the conversation switched to purchasing a home and the amount of money needed for a down payment. Typically in Maryland, a down payment for a home range anywhere from 3.5%... Read More
Now is the Time for a Premium Home
Now is the Time for a Premium Home Homes priced at the top 25% of the price range for a particular area of the country are considered “premium homes.” Maryland Real Estate has an abundant amount of premium homes. But, did you know that in today’s market, there are deals to be had at the... Read More
Does your school district affect your home’s value?
Home Values Home values are determined through a complicated series of calculations roughly based on the cost of actual construction plus value-adds like proximity to shopping and other conveniences. The prices that other nearby homes have sold for in the past are also taken into consideration. Formulas are applied, mysterious algorithms are run. In short, a... Read More
What is a Home Warranty?
Whether you’ve recently purchased a home or are considering renewing the home warranty that came with your home, chances are good that you’ve got questions. Big ones. You’ve probably heard a lot of different things about home warranty programs, ranging from really awful to crazy and near lifesaving. Like anything that remotely resembles an insurance... Read More
5 Tips to Help You Find Your Dream Home
5 Tips To Find Your Dream Home In the current real estate market across a majority of the country, low housing inventory is the center of conversations with many home buyers. Home buyers are left feeling frustrated after having their offers rejected when there are multiple offers presented on their “dream home.” In a Realtor.com article entitled, “How to Find Your Dream... Read More
The Truth about Good, Bad, and No Credit!
Picture this: You are standing in the checkout lane with that new purchase and you swipe your credit card…..DENIED. Does this sound familiar? As your stomach drops to your knees and feel your face turning red, you realized that you are over your credit limit OR your payment was late. Throughout most people’s lives, this... Read More
What Is a Buyer’s Agent?
Ready to house hunt? It can be a jungle out there: Prepare for a flurry of paperwork, stampedes of buyers competing for the same digs, and other challenges before you get your hands on those house keys. We won’t lie: The process can be complex and stressful—which is why having a pro by your side can make all the... Read More
Buyer and Seller Beware!
Why You Should Avoid Zillow at all Costs: Many of the homes listed on Zillow may not be for SALE!!! The homes listed on the website are not updated of the current status and many buyers find homes that are either A) Under Contract or B) Sold. From our experience, this is very disappointing news for many buyers especially in... Read More
What is PMI……Private Mortgage Insurance?
When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What... Read More
What to Expect from a Listing Agent
What role does a listing agent play? A listing agent’s job is to help direct the seller in preparing the house for sale, market the property to buyer’s agents, and handle the offer and transaction process to get the sale to completion. So when you think about your expectations for your agent, make sure they fit within... Read More